Bad Credit Car Loans in California

How to get approved.
Bad credit doesn’t mean you can’t get approved, and it certainly shouldn’t be a stressful experience. At Axa Loans, we’ve made car financing simple and hassle-free for drivers across Los Angeles, San Diego, San Francisco, Sacramento, and beyond.
Used Car Loans - I Want a Coupe
Bad Credit Car Loans in California

How It Works

1. Apply online via our application form.

2. Wait until our agent contacts you within 24 hours

3. Discuss your options with our agent

4. Get your car delivered to your door

Buying Used Cars in California with Bad Credit Has Never Been Easier

Shopping for used cars in Los Angeles, San Diego, San Francisco, Sacramento, Fresno, and beyond can be frustrating when bad credit stands in the way. You spend time finding the perfect car, only to be turned down by dealership after dealership. You might even consider expanding your search, thinking the next city over will be different—but the struggle remains the same.

At Axa Loans, we believe car shopping should be simple and stress-free. We’ve been in your shoes and know how exhausting the approval process can be. That’s why we’ve made it our mission to eliminate the hassle. Now, bad credit is no longer an obstacle to getting behind the wheel of your next car in California!

Get instantly approved with Car Loans

Choose your next car!

Here’s what you get by working with Axa Loans. Leave a request and our team will contact you and select the best car for you!

Bad Credit Car Loan - Used SUV

ALL credit situations

Bad credit? No credit? We never say no. Our goal is to help you secure the financing you need.

Quick & Easy Online Application

Apply in just minutes—no in-person appointments required.

Fast Responses

One of our specialists will get back to you the same day, often within hours or even minutes.

Your One-Stop Auto Financing Solution

From selecting your vehicle to loan approval and home delivery, we handle everything for you.

Wide Selection of Vehicles

Choose from a variety of cars available through dealerships in Los Angeles, San Diego, San Francisco, Sacramento, and other major California cities.

Financing Options Tailored to You

We work with multiple lenders to find the best loan for your budget and needs.

Transparent Process

You stay in control—every step is approved by you. No surprises, just clarity.

Save time and energy

Skip the dealership visits. Everything is handled online, and your car is delivered to your door.

No Commitment Required

Change your mind? No problem. You’re not obligated to sign anything until you’re 100% satisfied with your new car.

Copyright © 2017-2025 Axa Loans. All rights reserved.